maxicredit

credit/control/debt

• credit card with low interest rates
• credit report and your chances of getting through:
  • automated underwriting to low incomes declines loan availability
  • credit scoring to low incomes is declining
  • low availability of credit for commercial borrowers
  • low down-payments debt ratios risk assessment
  • low incomes disparities in lending patterns continue to be significant
  • rejection rates are climbing
  • shifted standards and practices of underwriting
• debt control with legal strategies used by credit clinics
  • DebtSmart
• debt control with illegal strategies used by credit clinics
• elimination of finance charges on credit cards
• individual retirement account
• land contracts to protect your home's interest
• easy credit card to obtain
• debt management program
  • Can you afford to be evaluated by a robot:
    • incomes
    • credit histories
    • savings
    • employment histories
    • debt ratios
    • capital assets
      • house
        • higher home values from rebuilding communities
      • savings plan
        • stocks
        • bonds
  • Stay debt-free and pay cash.
    
  • Watch out pre-approved credit card businesses applications
    • unsecured debts
      • property taxes
      • wages
      • income taxes
      • student loans
      • child support
    • secured debt
      • purchase money security interest
        • car loan
        • home mortgage
      • non-purchase money security interest or collateral
        • borrowing money using collateral and using it for another purpose
    • unsecured debt
      • credit card debt
        • AnnualCreditReport
        • MyFico
        • TrueCredit
      • medical bills
      • personal loans with no collateral

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